Free eligibility check
Complete our simple form to check if you're eligible for any claims. Takes just 60 seconds
Step 1
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Our panel can search for agreements with the following major lenders:
Our simple 4-step process makes claiming fast and hassle-free — We handle everything for you
Free eligibility check
Complete our simple form to check if you're eligible for any claims. Takes just 60 seconds
Expert assessment
Our specialists review your finance agreements and calculate your potential compensation
Submit your claim
Our legal panel prepare and submit your claims to the lender, handling all the legal paperwork
Receive potential compensation
If successful, you then receive your compensation. No win, no fee2
Ready to check your claims? Click the button below to get started
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"They found 3 separate claims, and it only took minutes"
Some of the most common questions we get asked about car finance claims
How long does it take to check eligibility?
Just a few minutes — and no paperwork is needed
Do I need to know who my car was financed with?
No. Our system can identify eligible agreements for you
What will I need to provide?
Just a few basic details. We don't need paperwork, old agreements, or car details — our system searches for that on your behalf
Can I make more than one claim?
Yes. If you had multiple car finance agreements between 2007 and 2021, you may be able to claim for each one — even if they were with different lenders
How much could I get back?
It depends on the details of your finance deals, like how long they ran and the interest paid — The FCA says most people will get less than £ per agreement, but if you have multiple agreements, your total could add up
What if I don't have the car anymore?
That's fine — your claim is still valid
Will this affect my credit score?
No. The process focuses on how the finance agreement was sold, not on your creditworthiness. We carry out a soft credit check to find your old agreements, and this does not affect your credit score
How do I know if my car finance was mis-sold?
If the dealer or broker failed to explain the commission they received — or if you were charged a higher interest rate as a result — your agreement may have been mis-sold
What type of finance agreements are covered?
We cover Hire Purchase (HP) and Personal Contract Purchase (PCP) taken out between 2007 and 2021
Can I claim if I settled my finance early?
Yes. Even if the agreement was paid off early or refinanced, it may still qualify for a claim
What if I bought a used car?
You can still make a claim. Mis-selling isn't limited to new vehicles — many used car finance agreements are eligible
What happens if my claim isn't successful?
There's no cost to you. If your case is not successful, you won't pay anything. There may be a termination fee if you cancel your claim with a panel member after the cooling-off period which is 14 days
Is the service regulated?
Yes, your case will be handled by SRA-regulated solicitors with expertise in financial mis-selling. Fairweather Group Ltd acts as an introducer and is authorised by the FCA. Car finance claims are regulated by the FCA
Can I claim if I used a dealership finance offer?
Yes. Most car dealership finance offers involved commissions paid to the dealer — which may not have been disclosed to you
Will I need to speak to the finance provider?
No. Your legal team will handle all communication and legal steps on your behalf
What is a discretionary commission arrangement?
This is when a broker or dealership could increase your interest rate in order to earn more commission — without telling you. It's one of the main reasons many agreements are now under investigation
Ready to check your claims? Click the button below to get started
The lenders
Our panel can search for agreements with the following major lenders:
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